Get your Loan Up To RM500K
with minimum 2% Apr. 24 hours get cash.
Min Income RM3,000 is required to apply Loan.
High Loan Amount
Up to RM500K Loan ready for you.
Min Income
RM3,000 & above to apply
Malaysian Only
Foreigner application automatically forfeit
High Commitment Welcomed
Applications are welcome if the commitment exceeds 50%
About Us
For more than a decade, Berjaya Credit has been dedicated to serving the Klang Valley community as a reputable lending institution. We specialize in providing reliable financial assistance to both individuals and businesses, ensuring full compliance with legal standards. Our priority lies in delivering outstanding loan packages that are customized to suit your unique requirements. Discover our individualized strategies and unwavering commitment to client contentment, distinguishing us as a premier choice. Entrust us with your borrowing requirements and allow us to assist you in realizing your financial aspirations.
Best & Affordable Rate
Fixed Annual Interest Rate
- Starts from 2% to 6% annually
Minimum & Maximum Tenure
- From 3 months to 60 months
Minimum & Maximum Tenure
- RM1000 X 6% = RM60 (INTEREST) Enjoy APR 6% if return in 6 months. Total amount will be RM 1060 without any extra cost.
- Representative example : Apply RM 5,000 for 12 months with 8% annum rate – RM 400. Total will be RM 5,400
Why Us?
Loan up to RM500K
Experience the ease of accessing loans of up to RM500K through Berjaya Credits. Our straightforward eligibility requirements streamline the entire process for your convenience.
Loan Approved in 24 Hour
Discover the expedited loan approval process, granting you peace of mind within just 24 hours to address your pressing financial needs effortlessly. Benefit from our customized solutions, tailored specifically to cater to your requirements.
1 - 5 years repayment plan
Our approach accommodates various financial preferences while alleviating burdens by customizing repayment schedules to individual circumstances.
CCRISS & Bank Blacklisted Are Welcomed
We welcome individuals loan application blacklisted by CCRISS & Banks.
Lowest Interest Rate 2% - 6%
Seize the advantage of our lowest interest rates, starting at just 2% - 6%. Your path to affordable loans begins here.
No Hidden fee
Rest assured, our loan application process comes with complete transparency – no hidden fees. We prioritize clear terms, ensuring a seamless borrowing experience customized to your needs.
Payback Chart
* For reference purposes, the actual rate reflects according to the customer’s profile.
| Total Loan Amount | 3 Months | 6 Months | 12 Months | 18 Months | 24 Months | 30 Months | 36 Months | 48 Months | 60 Months |
|---|---|---|---|---|---|---|---|---|---|
|
RM5000 |
RM1680 |
RM846 |
RM430 |
RM291 |
RM221 |
RM180 |
RM152 |
RM117 |
RM96 |
|
RM10000 |
RM3360 |
RM1692 |
RM860 |
RM582 |
RM442 |
RM360 |
RM304 |
RM234 |
RM192 |
|
RM20000 |
RM6720 |
RM3384 |
RM1720 |
RM1164 |
RM884 |
RM720 |
RM608 |
RM468 |
RM384 |
|
RM50000 |
RM16800 |
RM8460 |
RM4300 |
RM2910 |
RM2210 |
RM1800 |
RM1520 |
RM1170 |
RM960 |
|
RM100000 |
RM33600 |
RM16920 |
RM8600 |
RM5820 |
RM4420 |
RM3600 |
RM3040 |
RM2340 |
RM1920 |
|
RM300000 |
RM100800 |
RM50760 |
RM25800 |
RM17460 |
RM13260 |
RM10800 |
RM9120 |
RM7020 |
RM5760 |
Eligibility:
- For Malaysian Only
- Min Income RM3,000 & above
- In employment for more than 3 consecutive months
- *Maximum 60 years old upon maturity of loan tenure.
Personal Loan:
- IC
- Bank Statement
- 1 Month's Utility Bill
- 3 Month's Pay Slip
Business Loan:
- IC
- 3 Month's Company Bank Slip
- 3 Month's SSM Valid
- 1 Month's Utility Bill